Posts Tagged Long Term Care

What Options Do I Have for Long Term Care Through ALTCS?

ALTCS (Arizona Long Term Care System) is Arizona’s version of Medicaid. Applying for Medicaid can be confusing with their strict qualification standards. Legal Awareness for Seniors specializes in helping you through the system because we understand it. Elderly and disabled residents are provided with long term care without causing financial strain.

Besides medical care the qualified recipient can also receive the following services:

  • Assisted Living Care
  • Adult Day Care
  • Home Nursing CareMeasure a patients blood pressure a sphygmomanometer
  • Hospice Care
  • Personal Care
  • Transportation Services
  • Respite Care
  • Home Health Care
  • Housekeeping Services
  • Meal Preparation and Delivery
  • Home Modifications
  • Homemaker Services
  • Behavioral Care
  • Care Coordination Assistance
  • Personal Emergency Response Services

You may notice the room and board are not listed above. Those services are not considered medical care and, thus, are not paid by ALTCS.

If you have attempted to receive ALTCS and were told that you have too much money, there are a few things we can do to help assist you in qualifying for ALTCS. Contact us to learn more and find out what we can do for you.

What is Long Term Care Insurance and What Does It Cover?

Long Term Care Insurance1 out of every 2 people will need to have long term care at some point in their life. Long Term Care Insurance can help alleviate the costs when you are in need of long term care.

You must set up Long Term Care Insurance before you need it. Once you have been diagnosed with a long term care illness, you will not be able to qualify for the insurance. Obtaining this insurance is a preventative measure.

Most Long Term Insurances cover:

  • nursing homes
  • Alzheimer’s care
  • personal care in your home
  • assisted living facilities
  • hospice care
  • adult day care
  • respite care
  • home health care

Depending on the choices you make (such as the maximum amount the policy will pay per day in long term care, maximum amount of days it will cover, etc.) will depend on the cost of the premiums. Be sure to investigate the insurance company you decide to go with. It is a good idea is to check the company’s premium rate history. Many companies increase their premium rates regularly which can stick you with a high monthly cost. You may want to meet with a professional to help you choose the best plan for you.